*FINANCE CHARGES accrue from the date of purchase and all accrued FINANCE CHARGES will be added to your Account for the entire promotional period if qualifying purchases are not paid in full before the end of the promotional period or if you fail to make any required payment on your account when due.  Minimum monthly payments of the greater of $10 or 2.5% of your promotional balance are required. Making the minimum monthly payments will not pay off your qualifying purchase in time to avoid finance charges. See below for more details.

With credit approval for qualifying purchases made on the Tire Kingdom, Merchant’s Tire or NTB Card. As of September 1, 2006, APR for purchases 22.96%; Default Rate APR 26.96%. Minimum Finance Charge $1.50. See card agreement for details. Offer is for individuals, not businesses. $500 minimum purchase required. Credit promotions are subject to change.